Arizona home at sunset
Independent Insurance Advisors · Arizona

Better Coverage. Lower Rates. Real People.

We compare more than 70 insurance carriers to help Arizona families and business owners find the right protection at the best available price — backed by real advisors who answer the phone when you need help.

  • 70+ Insurance Carriers
  • Independent Agency
  • Same-Day Response
  • Claims Assistance Included
5.0 Google rated · 100% referral-grown
Waterhouse Agency
Independent Insurance · Arizona

Get a free quote

Tell us what you'd like to insure — we'll respond within one business day.

Preferred contact method

Secure · We never sell your information.

Independent Agency70+ CarriersFamily-OwnedArizona-BasedClaims Assistance IncludedWeekends Available
Why Arizona trusts us

Trusted by Arizona families & business owners.

5.0
Google Rating
10+
Five-Star Reviews
70+
A-Rated Carriers
Same Day
Average Response
What we cover

One agent. Every line you need.

Personal, commercial, specialty — bundled when it saves you money, separated when it protects you better.

All services

Home

Homeowners, condo, renters & landlord — built for Arizona heat, hail and monsoons.

Auto

Daily drivers, performance cars, classics, bundled with home for the best rate.

Life

Term, whole, and final-expense policies sized to your family's actual needs.

Business

GL, BOP, E&O, building, commercial auto and umbrellas for AZ businesses.

Specialty

Motorcycle, RV, watercraft and scheduled valuables — covered properly.

Umbrella

Extra liability protection above your home, auto and business policies.

How it works

Honest quotes in four simple steps.

No high-pressure sales calls. No bait-and-switch rates. Just real numbers from real carriers.

Request a Quote

Tell us what you'd like to insure. Takes about 60 seconds online or by phone.

We Shop 70+ Carriers

We compare apples-to-apples and bring you the most competitive options.

Choose the Best Option

We walk you through coverage in plain English — you decide what fits.

Stay Protected

Claims, renewals, life changes — we handle it all, in-house, year after year.

Carrier network

70+ A-rated carriers, one independent agent.

A few of the companies we shop on your behalf — so you get the best fit, not the only fit.

Progressive logo
Travelers logo
Safeco logo
Mercury logo
Nationwide logo
Foremost logo
Hagerty logo
National General logo
Farmers logo
Steadily logo
Openly logo
Bristol West logo
Timothy Waterhouse, Agency Owner
5.0
Google rated
A family agency

Built to help you navigate a confusing industry.

Waterhouse Agency is a family-run brokerage helping Arizonans navigate a very convoluted industry through education, analysis and comparison — so you decide what policy best suits your family's needs. Not the carrier. Not the agent.

Our promise: we always extend the lowest rate we receive from the carrier — and we won't propose any solution we wouldn't buy for our own loved ones.

Insurance, demystified

Common questions, plain answers.

We're big believers that educated clients buy better policies. Here are the questions we get asked most — and a few you should be asking.

Explore all services

Ready when you are

Honest insurance. Just a phone call away.

Book a free 30-minute consultation and we'll bring you a side-by-side comparison from our 70+ carrier network. Weekends included.