Commercial lines

Coverage built around the way your business actually operates.

From your first GL policy to multi-location BOP, fleet and umbrella stacks — we structure it so the gaps don't bite later.

General Liability

The foundation of every business policy — third-party bodily injury, property damage, and advertising liability.

Errors & Omissions

Professional liability for service providers — protects you when a client claims your work caused a financial loss.

Building & BOP

Property, business income, and equipment coverage. Bundled (BOP) policies start at competitive rates for AZ small businesses.

Restaurant

Specialty coverage for food-service: liquor liability, spoilage, equipment breakdown, and tailored GL.

Contractor

GL, tools & equipment, installation floaters, and certificates of insurance issued same-day.

Commercial Auto

Box trucks, vans, service vehicles, and fleets — written by carriers that specialize in commercial risk.

Commercial Umbrella

Extra liability limits above your GL and commercial auto to protect the business you've built.

Waterhouse Agency
Independent Insurance · Arizona

Get a business quote

Tell us about your business — we'll structure a comparison from our 70+ carriers and walk you through it.

Preferred contact method

Secure · We never sell your information.