Family-run insurance for Arizona — built on trust, not quotas.
We help people navigate a convoluted industry through education, analysis and comparison — so you decide what's best for your family, not the carrier.
Why Waterhouse exists.
Waterhouse Agency was founded out of a simple frustration: insurance shouldn't be a confusing, high-pressure transaction. Too many Arizonans get talked into the wrong coverage by captive agents who can only sell one carrier's products — and only find out they're underinsured when it's too late.
We built Waterhouse as an independent brokerage so we could work for you, not a single carrier. That means shopping your risk across 70+ A-rated companies, presenting a real side-by-side comparison, and letting you decide what fits.
"Our mission is to provide insurance solutions at affordable prices using our network of over 70 insurance carriers — and to treat every client like family."
When you need to file a claim, you call us. We handle it in-house, from the first phone call to the final payout. And because life doesn't stop at 5pm on Friday, we're available on weekends.
Captive agents sell one carrier. We shop 70+.
A captive agent at the big-name insurer down the street can only quote you their carrier's product — no matter how poorly it fits your life. As an independent brokerage, we represent dozens of A-rated carriers, which means we can build the policy around you — your home, your driving, your business, your family — and re-shop you when rates change. That's how clients save money year over year without lifting a finger.
What you can count on.
Plain-English explanations and the lowest rate we receive from the carrier — every time.
We're family-run. We treat your policy the way we'd treat our own loved ones'.
We never propose a solution we wouldn't buy ourselves.
Embedded customer service DNA — we pick up the phone and we follow through.
Insurance is confusing. We'll walk you through every coverage, every time.
The people behind your policy.
Licensed Arizona agents ready to answer your questions, shop your coverage, and handle claims when life happens.
The lowest rate. Period.
We always extend the lowest rate we receive from the carrier — never marked up. And we won't propose any solution we wouldn't buy for ourselves or our loved ones.