General liability insurance for AZ businesses.
Third-party bodily injury, property damage, and personal/advertising injury — the foundational coverage every business needs.
Arizona general liability insurance for contractors, services and small businesses.
General liability is the foundation of nearly every commercial insurance program. It pays when someone outside your business — a customer, a vendor, a passerby — is injured or has their property damaged because of your operations. Required by most landlords, clients and general contractors.
What you get
- Bodily injury and property damage to third parties
- Personal and advertising injury (libel, slander, copyright)
- Products and completed operations
- Medical payments to injured non-employees
- Additional insured endorsements (landlords, GCs)
- Certificates of insurance same-day
What's typically covered.
Bodily Injury & Property Damage
Pays when your operations cause physical injury or property damage to someone outside your business.
Personal & Advertising Injury
Libel, slander, defamation, copyright infringement in your ads, and a few related offenses.
Products & Completed Operations
Claims from work you've completed or products you've sold — critical for contractors and product sellers.
Medical Payments
Small medical bills for non-employees injured at your location, regardless of fault — paid quickly to avoid bigger claims.
Why local matters.
AZ contractors need GL with proper additional-insured language to satisfy ROC and most general contractors. We issue COIs same-day and tailor endorsements to AZ project requirements.
Common questions.
Ready for a real quote?
Call us — or send your info and we'll get back to you the same business day.