Umbrella insurance for Arizona families.
An extra $1M–$5M of liability sitting above your auto, home and other policies — usually for less than $20/month.
Personal umbrella insurance: cheap protection against catastrophic lawsuits.
If you've built any real assets, your home and auto liability limits may not be enough to protect you from a major lawsuit. A personal umbrella sits above those policies and adds $1M–$5M+ of extra liability — for surprisingly little money.
What you get
- $1M–$5M+ extra liability
- Sits above auto, home, watercraft, rental properties
- Covers libel, slander and false-arrest claims
- Worldwide coverage
- Defense costs typically outside the limit
- Usually $200–$400/year for $1M
What's typically covered.
Extra Auto Liability
Adds millions above your auto liability when an at-fault accident exceeds your underlying limits.
Extra Home Liability
Adds millions above home liability — critical with a pool, dogs, teen drivers or rental property.
Personal Injury
Libel, slander, defamation, invasion of privacy, false arrest — coverage personal auto/home don't include.
Worldwide Reach
Travel claims, vacation rentals, and incidents outside the US in most cases.
Why local matters.
Arizona's uninsured-motorist rate is among the highest in the US. A serious accident with an underinsured driver can blow through your auto limits in seconds. Umbrella + UM endorsement is one of the highest-leverage moves any AZ family can make.
Common questions.
Ready for a real quote?
Call us — or send your info and we'll get back to you the same business day.